Crypto.com Review

Facts last verified October 6, 2026 on crypto.com

Crypto.com runs its own CFTC-regulated exchange and offers prediction markets in two apps, the Crypto.com app and a standalone app called OG.com. Deposits start at $1, withdrawals can arrive in minutes, and the fee matches Kalshi's. The catch is that the welcome offer's value only shows up inside the app.

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Crypto.com at a glance

RegulatorCFTC (North American Derivatives Exchange, d/b/a Crypto.com)
Where you can use itAll states, some contracts vary
Minimum age18+
Trading feesTaker 0.07 × price × (1 − price) per contract, maker a quarter of that
Fee on $100 at 50¢$3.50 (taker), $0.88 (maker)
Minimum deposit$1 by ACH, $10 by card or PayPal
Payment methodsBank transfer (ACH), Linked bank, Debit card, Apple Pay, Google Pay, PayPal, Venmo, Crypto, Wire
WithdrawalsACH free; instant (RTP) for 1.5%
MarketsSports, Politics, Economics, Culture, Crypto, Financials, Commodities, Climate
App Store ratingCrypto.com 4.7 (335K) · OG 4.5 (1.6K)
Google Play ratingCrypto.com 4.4 (693K) · OG 4.3 (802)

Our score

4.2/5 overall How we score

Regulation & safety4.5
Fees4.0
Markets & liquidity4.0
App & experience4.5
Deposits & withdrawals4.5
Offer & support3.5

What we like

  • One exchange, two apps: trade in the Crypto.com app or the separate OG.com app
  • Deposits from $1 by ACH, plus PayPal, Venmo, Apple Pay and crypto
  • Withdrawals in minutes by RTP, or free by ACH
  • Highly rated apps on both iPhone and Android

What could be better

  • The welcome offer's amount is only shown in the app, and it has changed several times
  • Money deposited from a linked bank can't be withdrawn for 7 business days
  • Combos are sports only and capped at 8 picks
  • Instant withdrawals cost 1.5%

Crypto.com, OG.com and the exchange behind them

Crypto.com owns a CFTC-regulated exchange, North American Derivatives Exchange, Inc. It has been a designated contract market since 2004 (it started as HedgeStreet), Crypto.com bought it in 2022, and it also clears its own trades. Crypto.com says it was the first to offer federally regulated sports contracts in the US, in December 2024.

You can trade on that exchange in two places. The Crypto.com app has a Prediction tab, which suits you if you already hold crypto there. OG.com, launched on February 3, 2026, is a separate app built only for prediction markets, and most of the details below come from OG’s help pages. The exchange also powers other apps: FanDuel Predicts added contracts through it in June 2026, and since September 8, 2026 Robinhood sends some football trades there.

Fees

For most markets, takers (whose orders fill straight away) pay 0.07 × contracts × price × (1 − price), and makers (who set a price and wait) pay a quarter of that. On a $100 trade at 50¢, 200 contracts cost $3.50 in fees as a taker or $0.88 as a maker. That’s the same taker fee as Kalshi. Crypto, FX, commodity and stock-index contracts are simpler at $0.02 per contract to open or close, and there’s no fee when a contract settles.

Deposits and withdrawals

This is where OG stands out. You can deposit from $1 by ACH, from $10 by linked bank, debit card, Apple Pay, Google Pay, PayPal or Venmo, and from $1,000 by wire. Crypto can be converted to dollars in seconds to 20 minutes. OG doesn’t charge for any of these.

There’s one catch with linked-bank deposits. The money is usable within minutes, but you can’t withdraw it for 7 business days. ACH withdrawals are free from $1, and if you need the money fast, RTP withdrawals arrive within minutes for a 1.5% fee.

What you can trade

OG covers sports (winners, spreads, totals and player stats), politics, economics, culture, crypto, financials, commodities and climate. Combos, where every pick has to win, take 2 to 8 picks but only work on sports, and same-game combos are limited to some leagues. You can close a combo early.

Sign-up offer

OG’s welcome offer has been live since June 24, 2026. You place one trade priced under 80¢ that settles within 7 days of verifying your ID. The reward amount only appears in the app, and Crypto.com’s own pages have given different figures over the year, from up to $500 at launch to “up to $10” on the current Google Play listing. Rewards expire after 30 days. The refer-a-friend offer pays you and your friend $10 each, but you can’t use it together with the welcome offer.

Where it’s available

You need to be 18. OG says it’s available in all US states, including New York since June 13, 2026, but that some contracts may not be offered in every state. Some review sites list sports restrictions in a handful of states, but Crypto.com hasn’t confirmed those, so check the app before you deposit.

The apps and support

Both apps rate well. The Crypto.com app has 4.7 on the App Store from 335,000 ratings and 4.4 on Google Play from 693,000. OG is newer, with 4.5 from about 1,600 ratings on iPhone and 4.3 on Android. Support is in-app chat (or chat.og.com), and OG lets you exclude yourself, with a 7-day cooling-off period before you can undo it.

Who it suits

Crypto.com is a strong choice if you want to start small, move money in and out quickly, or already keep crypto in the Crypto.com app. If you want a clear sign-up bonus you can see before you download, look at Polymarket or Kalshi.

Frequently asked questions

Is Crypto.com prediction markets legal in the US?

Yes. Contracts trade on North American Derivatives Exchange, Inc., which does business as Crypto.com and is a CFTC-designated exchange and registered clearinghouse. OG.com uses the same exchange. OG says it's available in all US states, although some contracts may not be offered in every state.

What's the difference between Crypto.com and OG.com?

They're two apps on the same exchange. Crypto.com has a Prediction tab inside its main crypto app, while OG.com, launched on February 3, 2026, is a standalone app built just for prediction markets. Fees are the same in both.

What fees does Crypto.com charge on prediction markets?

For most markets, takers pay 0.07 × contracts × price × (1 − price) and makers pay a quarter of that rate. Crypto, FX, commodity and stock-index contracts cost $0.02 per contract instead. There's no fee when a contract settles.

Does OG.com have a sign-up bonus?

OG has a welcome offer for new users who place one trade priced under 80¢ that settles within 7 days of verifying their ID, but the reward amount is only shown in the app. There's also a refer-a-friend offer worth $10 each, which can't be combined with the welcome offer.

Will I get a 1099 from Crypto.com?

Crypto.com says it may issue Form 1099-B for these contracts, listed as regulated futures/options, sent by email.

Sources

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